Winston Rowe & Associates is a no upfront fee private commercial real estate loan specialist that assists business with immediate and creative private money financing solutions that are backed by commercial real estate.
Investors seeking fast private money financing can contact Winston Rowe & Associates directly at 248-246-2243, or visit them online at: http://www.winstonrowe.com
They focus on building long-term relationships, delivering exceptional and individualized customer service, and positioning loan products that best achieve their customers' goals. With their preemptive problem-solving approach is perfect for clients with credit and time sensitive issues.
What can Winston Rowe & Associates can do for you?
No Upfront or Advance Fees
Loan Amounts Starting at $500,000 with no Limit
Nationwide Coverage
Private Commercial Real Estate Loans
Hard Money Loans
Foreclosure Bailout
Short Term Bridge Loans
Construction Financing
Bankruptcy Workouts
Winston Rowe & Associates provides unparalleled service to their clients and is one of the fastest growing private money commercial financing consulting firms in the industry.
Winston Rowe & Associates
31408 Harper Ave
Suite 147
Saint Clair Shores MI 48082
248-246-2243
Winston Rowe & Associates has no upfront free private money commercial loans in the following states.
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin, Wyoming
Sunday, January 29, 2012
Private Money Lenders Loans Shopping Centers, Apartments, Office: No Upfront Fees
If you need private money for shopping centers, apartment complexes or office building purchases or refinancing, Winston Rowe & Associates can help.
They are a no upfront fee private money commercial real estate loan specialist that assists business with immediate and creative financing solutions.
Investors seeking fast private money financing can contact Winston Rowe & Associates directly at 248-246-2243, or visit them online at: http://www.winstonrowe.com
Private Money Solutions From Winston Rowe & Associates:
No Upfront or Advanced Fees
All Commercial Property Types Considered
Financing from $500,000 to $500,000,000
Extremely Competitive Loan Rates and Terms
Long Term Financing Solutions
Purchases, New Construction and Refinancing
Funded Loans Within 30 Days With Complete Submission
United States Only
Winston Rowe & Associates also has an excellent free knowledge based resource for commercial real estate investors located at:
http://www.winstonrowe.com/Free_Real_Estate_Resources.html
Winston Rowe & Associates has a core focus on building long-term relationships, delivering exceptional and individualized customer service, and positioning loan products that best achieve their client’s goals. Their preemptive problem-solving approach is perfect for clients with credit and time sensitive issues.
Winston Rowe & Associates
31408 Harper Ave
Suite 147
Saint Clair Shores MI 48082
248-246-2243
Winston Rowe & Associates has no upfront free private money commercial loans in the following states.
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin, Wyoming
They are a no upfront fee private money commercial real estate loan specialist that assists business with immediate and creative financing solutions.
Investors seeking fast private money financing can contact Winston Rowe & Associates directly at 248-246-2243, or visit them online at: http://www.winstonrowe.com
Private Money Solutions From Winston Rowe & Associates:
No Upfront or Advanced Fees
All Commercial Property Types Considered
Financing from $500,000 to $500,000,000
Extremely Competitive Loan Rates and Terms
Long Term Financing Solutions
Purchases, New Construction and Refinancing
Funded Loans Within 30 Days With Complete Submission
United States Only
Winston Rowe & Associates also has an excellent free knowledge based resource for commercial real estate investors located at:
http://www.winstonrowe.com/
Winston Rowe & Associates has a core focus on building long-term relationships, delivering exceptional and individualized customer service, and positioning loan products that best achieve their client’s goals. Their preemptive problem-solving approach is perfect for clients with credit and time sensitive issues.
Winston Rowe & Associates
31408 Harper Ave
Suite 147
Saint Clair Shores MI 48082
248-246-2243
Winston Rowe & Associates has no upfront free private money commercial loans in the following states.
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin, Wyoming
Multifamily Loans Lenders Apartment Financing No Upfront Fees
Winston Rowe & Associates is different from the typical lending institution involved in the funding of apartment buildings, they don’t charge upfront fees. As a full service commercial real estate consulting firm they are not limited to any one type of apartment building or multifamily loan product, or program.
Apartment investors seeking financing can contact Winston Rowe & Associates directly at 248-246-2243, or visit them online at: http://www.winstonrowe.com
Winston Rowe & Associates originates apartment and multifamily loans for our banking, institutional and private capital sources. Through these institutional & private affiliations, they are able to provide multiple solutions for nearly every financing requirement of their borrowers.
Multifamily & Apartment Building Loan Program Overview:
No Upfront or Advanced Fees
All Commercial Property Types Considered
Financing from $500,000 to $500,000,000
Extremely Competitive Loan Rates and Terms
Long Term Financing Solutions
Purchases, New Construction and Refinancing
Funded Loans Within 30 Days With Complete Submission
United States Only
Why Winston Rowe & Associates, because many traditional banks and lenders only offer one or two loan programs with limited options. Borrowers often do not get the best financing solution or are constrained with terms that are inadequate because the lender is inflexible. Getting the "right" loan requires a lender with multiple program options and the willingness to be creative in its approach. With multiple alternatives available, Winston Rowe & Associates customizes each loan to meet the specific needs of the Borrower.
They also has an excellent free knowledge based resource for apartment complex investors located at:
http://www.winstonrowe.com/Free_Real_Estate_Resources.html
With a core focus on building long-term relationships, delivering exceptional and individualized customer service, and positioning loan products that best achieve their client’s goals. Their preemptive problem-solving approach is perfect for clients with credit and time sensitive issues.
Winston Rowe & Associates
31408 Harper Ave
Suite 147
Saint Clair Shores MI 48082
248-246-2243
Winston Rowe & Associates has no upfront free private money commercial loans in the following states.
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin, Wyoming
Apartment investors seeking financing can contact Winston Rowe & Associates directly at 248-246-2243, or visit them online at: http://www.winstonrowe.com
Winston Rowe & Associates originates apartment and multifamily loans for our banking, institutional and private capital sources. Through these institutional & private affiliations, they are able to provide multiple solutions for nearly every financing requirement of their borrowers.
Multifamily & Apartment Building Loan Program Overview:
No Upfront or Advanced Fees
All Commercial Property Types Considered
Financing from $500,000 to $500,000,000
Extremely Competitive Loan Rates and Terms
Long Term Financing Solutions
Purchases, New Construction and Refinancing
Funded Loans Within 30 Days With Complete Submission
United States Only
Why Winston Rowe & Associates, because many traditional banks and lenders only offer one or two loan programs with limited options. Borrowers often do not get the best financing solution or are constrained with terms that are inadequate because the lender is inflexible. Getting the "right" loan requires a lender with multiple program options and the willingness to be creative in its approach. With multiple alternatives available, Winston Rowe & Associates customizes each loan to meet the specific needs of the Borrower.
They also has an excellent free knowledge based resource for apartment complex investors located at:
http://www.winstonrowe.com/
With a core focus on building long-term relationships, delivering exceptional and individualized customer service, and positioning loan products that best achieve their client’s goals. Their preemptive problem-solving approach is perfect for clients with credit and time sensitive issues.
Winston Rowe & Associates
31408 Harper Ave
Suite 147
Saint Clair Shores MI 48082
248-246-2243
Winston Rowe & Associates has no upfront free private money commercial loans in the following states.
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin, Wyoming
Commercial Loan Lenders Apartment, Office, Hotels & Shopping Centers – No Front Fees
Winston Rowe & Associates provides commercial real estate mortgage programs for apartments, office buildings, shopping centers and hotels nationwide. They provide commercial real estate loans and consulting for the acquisition, refurbishing or refinancing.
Why Winston Rowe & Associates, because many traditional banks and lenders only offer one or two loan programs with limited options. Borrowers often do not get the best financing solution or are constrained with terms that are inadequate because the lender is inflexible. Getting the "right" loan requires a lender with multiple program options and the willingness to be creative in its approach. With multiple alternatives available, Winston Rowe & Associates customizes each loan to meet the specific needs of the Borrower.
Apartment, Office, Hotel & Shopping Center Loan Program Overview:
No Upfront or Advanced Fees
Financing from $500,000 to $500,000,000
Extremely Competitive Loan Rates and Terms
Long Term Financing Solutions
Purchases, New Construction and Refinancing
Funded Loans Within 30 Days With Complete Submission
United States Only
Apartment, shopping center, hotel or office building investors seeking financing can contact Winston Rowe & Associates directly at 248-246-2243, or visit them online at:
http://www.winstonrowe.com
Winston Rowe & Associates has no upfront free private money commercial loans in the following states.
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin, Wyoming
Why Winston Rowe & Associates, because many traditional banks and lenders only offer one or two loan programs with limited options. Borrowers often do not get the best financing solution or are constrained with terms that are inadequate because the lender is inflexible. Getting the "right" loan requires a lender with multiple program options and the willingness to be creative in its approach. With multiple alternatives available, Winston Rowe & Associates customizes each loan to meet the specific needs of the Borrower.
Apartment, Office, Hotel & Shopping Center Loan Program Overview:
No Upfront or Advanced Fees
Financing from $500,000 to $500,000,000
Extremely Competitive Loan Rates and Terms
Long Term Financing Solutions
Purchases, New Construction and Refinancing
Funded Loans Within 30 Days With Complete Submission
United States Only
Apartment, shopping center, hotel or office building investors seeking financing can contact Winston Rowe & Associates directly at 248-246-2243, or visit them online at:
http://www.winstonrowe.com
Winston Rowe & Associates has no upfront free private money commercial loans in the following states.
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin, Wyoming
Things To Consider When Applying For A Commercial Loan
Winston Rowe & Associates has prepared this article to provide some insight about the commercial lending process.
For more information on commercial loans, you can contact Winston Rowe & Associates at 248-246-2243 or visit them online at http://www.winstonrowe.com
A commercial loan has a more in-depth application process and its specifications are much more thorough when compared to personal loans, as commercial loans need details and financial data from not only the borrower but the business too, though personal loans only call for information from the individual borrower.
When applying for a commercial loan, there are many significant elements to consider for example credit ranking, financial history, and other factors, and each commercial lender focuses on different factors when making a loan decision.
There are two main general commercial loan collateral types, the secured and unsecured loan. For people with a powerful company an outstanding credit rating, unsecured loans can be a great option as the borrower will not have to present any collateral to secure the loan. The only problem with unsecured loans is that the interest levels are normally higher because of the increased risk to the commercial lender, and they're usually harder to get. A secured commercial loan is where the loan is backed by the pledging of collateral like a residence, commercial property, or business asset(s). The risk of a secured loan is that the asset(s) pledged are at risk need a default happens. But because commercial lenders prefer to do secured loans, the interest rates and terms are usually much better along with secured loans.
The type of commercial real estate and loans the amount of paper work of which the commercial lender will need you to complete and this could even more increase the processing time. But you don't have to go through the lengthy process of doing your commercial loan application on your own. You need to work with a professional firm, such as Winston Rowe & Associates that understands the processes and underwriting guidelines that the various lenders use.
A firm like Winston Rowe & Associates will submit a summary to potential commercial lenders and investors to get the process started and to gauge their interest level. The summary will include details such as the loan quantity requested, purpose, and your ability to repay the loan, requested interest rates, fees, and terms. Commercial loans really have their positive aspects, however there will also be disadvantages based on the nature of the loan that must not be ignored.
Why use a firm like Winston Rowe & Associates, because many traditional banks and lenders only offer one or two loan programs with limited options. Borrowers often do not get the best financing solution or are constrained with terms that are inadequate because the lender is inflexible. Getting the "right" loan requires a lender with multiple program options and the willingness to be creative in its approach. With multiple alternatives available, Winston Rowe & Associates customizes each loan to meet the specific needs of the Borrower.
Winston Rowe & Associates has no upfront free private money commercial loans in the following states.
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin, Wyoming
For more information on commercial loans, you can contact Winston Rowe & Associates at 248-246-2243 or visit them online at http://www.winstonrowe.com
A commercial loan has a more in-depth application process and its specifications are much more thorough when compared to personal loans, as commercial loans need details and financial data from not only the borrower but the business too, though personal loans only call for information from the individual borrower.
When applying for a commercial loan, there are many significant elements to consider for example credit ranking, financial history, and other factors, and each commercial lender focuses on different factors when making a loan decision.
There are two main general commercial loan collateral types, the secured and unsecured loan. For people with a powerful company an outstanding credit rating, unsecured loans can be a great option as the borrower will not have to present any collateral to secure the loan. The only problem with unsecured loans is that the interest levels are normally higher because of the increased risk to the commercial lender, and they're usually harder to get. A secured commercial loan is where the loan is backed by the pledging of collateral like a residence, commercial property, or business asset(s). The risk of a secured loan is that the asset(s) pledged are at risk need a default happens. But because commercial lenders prefer to do secured loans, the interest rates and terms are usually much better along with secured loans.
The type of commercial real estate and loans the amount of paper work of which the commercial lender will need you to complete and this could even more increase the processing time. But you don't have to go through the lengthy process of doing your commercial loan application on your own. You need to work with a professional firm, such as Winston Rowe & Associates that understands the processes and underwriting guidelines that the various lenders use.
A firm like Winston Rowe & Associates will submit a summary to potential commercial lenders and investors to get the process started and to gauge their interest level. The summary will include details such as the loan quantity requested, purpose, and your ability to repay the loan, requested interest rates, fees, and terms. Commercial loans really have their positive aspects, however there will also be disadvantages based on the nature of the loan that must not be ignored.
Why use a firm like Winston Rowe & Associates, because many traditional banks and lenders only offer one or two loan programs with limited options. Borrowers often do not get the best financing solution or are constrained with terms that are inadequate because the lender is inflexible. Getting the "right" loan requires a lender with multiple program options and the willingness to be creative in its approach. With multiple alternatives available, Winston Rowe & Associates customizes each loan to meet the specific needs of the Borrower.
Winston Rowe & Associates has no upfront free private money commercial loans in the following states.
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin, Wyoming
Investing In Apartments Versus Single Family Homes
Winston Rowe & Associates has prepared this article to detail the benefits of investing in apartment buildings versus single family homes.
If you’re interested in learning more about commercial real estate investing, Winston Rowe & Associates has an excellent knowledge based resource located at:
http://www.winstonrowe.com/Free_Real_Estate_Resources.html
Many investors would rather invest in single family homes than apartment buildings. However, the problem is that it is somewhat difficult to get positive cash flow houses. One apartment building may provide as much cash flow as twenty little houses. And once you have management in place it may be a lot less work.
When considering apartment buildings, you must remember to buy properties that will have positive cash flow from the start, based on the current income and all of your projected expenses including management. You are an investor, not a manager, and a good income property should pay for management and still produce positive cash flow. It is a good idea to investigate and verify details before making an offer; this will ensure for a honest investment.
Start by verifying income. There should be rental agreements signed by tenants, and rental histories showing if there are any problem tenants or late payments. Look for rental deposit documents also, to see amounts and where the deposits are kept. Also ask to see service contracts and agreements. Do they transfer, or are you free to seek better deals? These can include property management agreements, landscaping, snow plowing, pool cleaning service, and cooling system maintenance agreements.
Get the last 24 months income and expense statements, and look for anything unusual, like expenses that are too low or income that seems too high. Review the rent roll, and find out if the rents are over or under the market rates for the area. If there are employees, look at the payroll records for any surprises, like accrued vacation time that you'll have to pay.
For the exterior inspection, you will want to first walk around and take notes. Watch for anything that looks unusual or in need of repair. Then you can get professional inspections, if necessary. You want to verify that the electrical and plumbing systems are up to date and meet current codes. You also want to get an estimate on how many years.
Take notes, and list problems, and estimated costs to correct them. You can use these notes during subsequent negotiations. The problems investors run into when buying income properties are usually not unforeseeable. They can be avoided or resolved if you just do your due diligence. Use a checklist so you won't forget anything.
You can contact Winston Rowe & Associates at 248-246-2243 or visit them on line at http://www.winstonrowe.com
Winston Rowe & Associates has no upfront free private money commercial loans in the following states.
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin, Wyoming
If you’re interested in learning more about commercial real estate investing, Winston Rowe & Associates has an excellent knowledge based resource located at:
http://www.winstonrowe.com/
Many investors would rather invest in single family homes than apartment buildings. However, the problem is that it is somewhat difficult to get positive cash flow houses. One apartment building may provide as much cash flow as twenty little houses. And once you have management in place it may be a lot less work.
When considering apartment buildings, you must remember to buy properties that will have positive cash flow from the start, based on the current income and all of your projected expenses including management. You are an investor, not a manager, and a good income property should pay for management and still produce positive cash flow. It is a good idea to investigate and verify details before making an offer; this will ensure for a honest investment.
Start by verifying income. There should be rental agreements signed by tenants, and rental histories showing if there are any problem tenants or late payments. Look for rental deposit documents also, to see amounts and where the deposits are kept. Also ask to see service contracts and agreements. Do they transfer, or are you free to seek better deals? These can include property management agreements, landscaping, snow plowing, pool cleaning service, and cooling system maintenance agreements.
Get the last 24 months income and expense statements, and look for anything unusual, like expenses that are too low or income that seems too high. Review the rent roll, and find out if the rents are over or under the market rates for the area. If there are employees, look at the payroll records for any surprises, like accrued vacation time that you'll have to pay.
For the exterior inspection, you will want to first walk around and take notes. Watch for anything that looks unusual or in need of repair. Then you can get professional inspections, if necessary. You want to verify that the electrical and plumbing systems are up to date and meet current codes. You also want to get an estimate on how many years.
Take notes, and list problems, and estimated costs to correct them. You can use these notes during subsequent negotiations. The problems investors run into when buying income properties are usually not unforeseeable. They can be avoided or resolved if you just do your due diligence. Use a checklist so you won't forget anything.
You can contact Winston Rowe & Associates at 248-246-2243 or visit them on line at http://www.winstonrowe.com
Winston Rowe & Associates has no upfront free private money commercial loans in the following states.
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin, Wyoming
Commercial Hotel Lenders, Loans & Mortgages No Upfront Fees
Getting a hotel loan is an important step to get your new business going or to renovate or expand your current hotel. But a hotel loan is not easy to obtain. Most lenders will not provide a hotel loan unless it meets some rather strict qualifications. Winston Rowe & Associates works hard to find the perfect hotel financing solutions for clients without upfront fees.
For more information about hotel loans, you can contact Winston Rowe & Associates at 248-246-2243 or visit them online at http://www.winstonrowe.com
Why Winston Rowe & Associates, because they provide customized hotel loans for all kinds of investors nationwide. Many traditional banks and lenders only offer one or two loan programs with limited options. Borrowers often do not get the best financing solution or are constrained with terms that are inadequate because the lender is inflexible. Getting the "right" loan requires a lender with multiple program options and the willingness to be creative in its approach. With multiple alternatives available, Winston Rowe & Associates customizes each loan to meet the specific needs of the Borrower.
Winston Rowe & Associates has an excellent knowledge based resource for valuation and market analysis for commercial real estate located at:
http://www.winstonrowe.com/Free_Real_Estate_Resources.html
Winston Rowe & Associates has no upfront free commercial loans in the following states.
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin, Wyoming
For more information about hotel loans, you can contact Winston Rowe & Associates at 248-246-2243 or visit them online at http://www.winstonrowe.com
Why Winston Rowe & Associates, because they provide customized hotel loans for all kinds of investors nationwide. Many traditional banks and lenders only offer one or two loan programs with limited options. Borrowers often do not get the best financing solution or are constrained with terms that are inadequate because the lender is inflexible. Getting the "right" loan requires a lender with multiple program options and the willingness to be creative in its approach. With multiple alternatives available, Winston Rowe & Associates customizes each loan to meet the specific needs of the Borrower.
Winston Rowe & Associates has an excellent knowledge based resource for valuation and market analysis for commercial real estate located at:
http://www.winstonrowe.com/
Winston Rowe & Associates has no upfront free commercial loans in the following states.
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin, Wyoming
National Apartment Lending Winston Rowe & Associates
Winston Rowe & Associates offers a comprehensive range of services and products for the commercial real estate and finance industry. With their innovative lending vehicles, they are able to service and maintain strong relationships with our borrowers, investors, brokers and developers.
For more information apartment and multifamily loans, you can contact Winston Rowe & Associates at 248-246-2243 or visit them online at http://www.winstonrowe.com
Winston Rowe & Associates provides apartment building financings for properties ranging from $500,000 to $100 million throughout the US, specializing in both purchase and refinance transactions.
Advantages of Winston Rowe & Associates multifamily loan programs include:
No Upfront or Advance Fees
Multifamily loan LTV’s up to 85%
Loan terms up to 30 years
Flexible multifamily loan amortization rates
Potential for non-recourse multifamily loans
Low/no pre-pay penalties
Financing for mixed-use properties
Potential for assumable financing
Why Winston Rowe & Associates, because they provide customized apartment building financing solutions for all kinds of investors nationwide. Many traditional banks and lenders only offer one or two loan programs with limited options. Borrowers often do not get the best financing solution or are constrained with terms that are inadequate because the lender is inflexible. Getting the "right" loan requires a lender with multiple program options and the willingness to be creative in its approach. With multiple alternatives available, Winston Rowe & Associates customizes each loan to meet the specific needs of the Borrower.
Winston Rowe & Associates has an excellent knowledge based resource for valuation and market analysis for commercial real estate located at:
http://www.winstonrowe.com/Free_Real_Estate_Resources.html
Winston Rowe & Associates has no upfront free commercial loans in the following states.
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin, Wyoming
For more information apartment and multifamily loans, you can contact Winston Rowe & Associates at 248-246-2243 or visit them online at http://www.winstonrowe.com
Winston Rowe & Associates provides apartment building financings for properties ranging from $500,000 to $100 million throughout the US, specializing in both purchase and refinance transactions.
Advantages of Winston Rowe & Associates multifamily loan programs include:
No Upfront or Advance Fees
Multifamily loan LTV’s up to 85%
Loan terms up to 30 years
Flexible multifamily loan amortization rates
Potential for non-recourse multifamily loans
Low/no pre-pay penalties
Financing for mixed-use properties
Potential for assumable financing
Why Winston Rowe & Associates, because they provide customized apartment building financing solutions for all kinds of investors nationwide. Many traditional banks and lenders only offer one or two loan programs with limited options. Borrowers often do not get the best financing solution or are constrained with terms that are inadequate because the lender is inflexible. Getting the "right" loan requires a lender with multiple program options and the willingness to be creative in its approach. With multiple alternatives available, Winston Rowe & Associates customizes each loan to meet the specific needs of the Borrower.
Winston Rowe & Associates has an excellent knowledge based resource for valuation and market analysis for commercial real estate located at:
http://www.winstonrowe.com/
Winston Rowe & Associates has no upfront free commercial loans in the following states.
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin, Wyoming
National Apartment Building Financing Winston Rowe & Associates
Winston Rowe & Associates provides solutions for apartment building financing nationwide, whether it is for purchases, new construction, cash outs or refinancing. They also provide other types of multifamily financing, including mixed-use properties. If the property has a combination of apartments, offices or any other income producing types, they can help.
For more information apartment and multifamily loans, you can contact Winston Rowe & Associates at 248-246-2243 or visit them online at http://www.winstonrowe.com
They have many flexible apartment financing options and are able to meet the needs of their clients. Whether you are looking to refinance your apartment loan or obtain a purchase apartment loan, they will structure the best-fit apartment loan program for your situation.
Winston Rowe & Associates Apartment Financing Options:
No Upfront of Advance Fees
Apartment loans are available on fixed and variable rate financing on 5 or more units
Apartment loan size varies from $500,000 to $100,000,000.
Apartment financing LTV/CLTV permitted up to 85%
Apartment financing is available nationwide
Apartment loan rate fixed terms: 3-30 years
Apartment loan closing as soon as 30 days
Apartment debt coverage ratio: 1.05 to 1.25
Cash-out available on some apartment loans
Winston Rowe & Associates has an excellent knowledge based resource for valuation and market analysis for commercial real estate located at:
http://www.winstonrowe.com/Free_Real_Estate_Resources.html
Winston Rowe & Associates has no upfront free commercial loans in the following states.
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin, Wyoming
For more information apartment and multifamily loans, you can contact Winston Rowe & Associates at 248-246-2243 or visit them online at http://www.winstonrowe.com
They have many flexible apartment financing options and are able to meet the needs of their clients. Whether you are looking to refinance your apartment loan or obtain a purchase apartment loan, they will structure the best-fit apartment loan program for your situation.
Winston Rowe & Associates Apartment Financing Options:
No Upfront of Advance Fees
Apartment loans are available on fixed and variable rate financing on 5 or more units
Apartment loan size varies from $500,000 to $100,000,000.
Apartment financing LTV/CLTV permitted up to 85%
Apartment financing is available nationwide
Apartment loan rate fixed terms: 3-30 years
Apartment loan closing as soon as 30 days
Apartment debt coverage ratio: 1.05 to 1.25
Cash-out available on some apartment loans
Winston Rowe & Associates has an excellent knowledge based resource for valuation and market analysis for commercial real estate located at:
http://www.winstonrowe.com/
Winston Rowe & Associates has no upfront free commercial loans in the following states.
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin, Wyoming
Commercial Loan Processing & Underwriting Explained - Winston Rowe & Associates
Winston Rowe & Associates offers a comprehensive range of services and products for the commercial real estate finance industry, without upfront fees.
They have prepared this article to help prospective clients better understand the various aspects of processing and underwriting commercial real estate loans.
For more information about commercial real estate loans, you can contact Winston Rowe & Associates at 248-246-2243 or visit them online at http://www.winstonrowe.com
Overview:
It is important to understand the process behind commercial loan processing to gain an insight into how a financing institution assesses and decides on whether or not a loan is granted. While commercial loans provide an attractive source of income in terms of interest, lenders exercise a lot of care in evaluating borrowers to ensure that funds lent out are recovered along with the earnings.
Applying for a Loan:
Lenders basically pre-qualify potential borrowers by assessing their background and capacity to pay. The process starts by initial gathering of background and personal information such as purpose for the loan, your income and existing debts. To formalize and commence the loan process, you must then fill-up and complete a loan application form.
Requirements to Expect:
Take note of the documentary requirements that will go with your loan application. This may require some consideration and time to gather. A business loan for example, may require a business profile that gives a general background of your business. In addition, a business plan that clearly describes how your business will be run and how it is projected to perform financially will be required.
Standard requirements for different loan types will include personal financial statements listing all personal assets, liabilities, as well as your personal tax return for the past three years. Another fundamental requirement is collateral. Collateral for a loan may include assets such as real estate and stocks or bonds, hard goods such as equipment, and other personal assets and guarantees. This is meant to give the lender some guarantee that you will be committed to seeing your loan repaid. It also offers assurance that should you fail to meet your loan obligations, they can recover from your assets the money that they have lent out.
Processing Your Application:
A loan officer will review your application and documentary attachments. Your loan officer will review your credit reports, collateral documentation, as well as your income information. Some additional documentation may be requested in order to support the information in your loan application so that all details may be properly assessed and verified.
Loan Underwriting:
Once all documentary attachments are deemed satisfactory, your loan application will then be submitted to a loan underwriter or a loan committee. They will review, assess, and eventually decide whether your loan will be approved.
At this time a processor will present you with a letter of intent or term sheet for signing.
This document includes the amount of financing, terms of payment, type of security or collateral, and other key terms. The decision to approve or reject is usually made within five days. Expect some requests for you to provide additional documentation during this underwriting process.
You will be required to sign the letter of intent and along with it, you may be asked to give a check to serve as a deposit, and to pay for some third-party reports used in the underwriting process such as appraisals.
Loan Approval:
Once all the conditions and requirements are satisfied, the loan application package is resubmitted to the loan committee for final approval. Upon loan approval, you will be required to sign the final loan documents. If you have a closing agent (an attorney or escrow company representative for example), they will receive the closing documents and coordinate the signing of all necessary papers. They will also coordinate the transfer of funds, record the deed transfer and mortgage, and order title insurance.
With all requirements met and all closing documents in order, your loan can finally be released! This can be done in several ways – electronic wire transfer to your designated account, or issuance of a cashier's check or draft in your name.
Winston Rowe & Associates has an excellent knowledge based resource for valuation and market analysis for commercial real estate located at:
http://www.winstonrowe.com/Free_Real_Estate_Resources.html
Winston Rowe & Associates has no upfront free commercial loans in the following states.
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin, Wyoming
They have prepared this article to help prospective clients better understand the various aspects of processing and underwriting commercial real estate loans.
For more information about commercial real estate loans, you can contact Winston Rowe & Associates at 248-246-2243 or visit them online at http://www.winstonrowe.com
Overview:
It is important to understand the process behind commercial loan processing to gain an insight into how a financing institution assesses and decides on whether or not a loan is granted. While commercial loans provide an attractive source of income in terms of interest, lenders exercise a lot of care in evaluating borrowers to ensure that funds lent out are recovered along with the earnings.
Applying for a Loan:
Lenders basically pre-qualify potential borrowers by assessing their background and capacity to pay. The process starts by initial gathering of background and personal information such as purpose for the loan, your income and existing debts. To formalize and commence the loan process, you must then fill-up and complete a loan application form.
Requirements to Expect:
Take note of the documentary requirements that will go with your loan application. This may require some consideration and time to gather. A business loan for example, may require a business profile that gives a general background of your business. In addition, a business plan that clearly describes how your business will be run and how it is projected to perform financially will be required.
Standard requirements for different loan types will include personal financial statements listing all personal assets, liabilities, as well as your personal tax return for the past three years. Another fundamental requirement is collateral. Collateral for a loan may include assets such as real estate and stocks or bonds, hard goods such as equipment, and other personal assets and guarantees. This is meant to give the lender some guarantee that you will be committed to seeing your loan repaid. It also offers assurance that should you fail to meet your loan obligations, they can recover from your assets the money that they have lent out.
Processing Your Application:
A loan officer will review your application and documentary attachments. Your loan officer will review your credit reports, collateral documentation, as well as your income information. Some additional documentation may be requested in order to support the information in your loan application so that all details may be properly assessed and verified.
Loan Underwriting:
Once all documentary attachments are deemed satisfactory, your loan application will then be submitted to a loan underwriter or a loan committee. They will review, assess, and eventually decide whether your loan will be approved.
At this time a processor will present you with a letter of intent or term sheet for signing.
This document includes the amount of financing, terms of payment, type of security or collateral, and other key terms. The decision to approve or reject is usually made within five days. Expect some requests for you to provide additional documentation during this underwriting process.
You will be required to sign the letter of intent and along with it, you may be asked to give a check to serve as a deposit, and to pay for some third-party reports used in the underwriting process such as appraisals.
Loan Approval:
Once all the conditions and requirements are satisfied, the loan application package is resubmitted to the loan committee for final approval. Upon loan approval, you will be required to sign the final loan documents. If you have a closing agent (an attorney or escrow company representative for example), they will receive the closing documents and coordinate the signing of all necessary papers. They will also coordinate the transfer of funds, record the deed transfer and mortgage, and order title insurance.
With all requirements met and all closing documents in order, your loan can finally be released! This can be done in several ways – electronic wire transfer to your designated account, or issuance of a cashier's check or draft in your name.
Winston Rowe & Associates has an excellent knowledge based resource for valuation and market analysis for commercial real estate located at:
http://www.winstonrowe.com/
Winston Rowe & Associates has no upfront free commercial loans in the following states.
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin, Wyoming
Understanding Commercial Bridge Loans – Winston Rowe & Associates
Winston Rowe & Associates offers a comprehensive range of services and products for the commercial real estate finance industry, without upfront fees. They have prepared this article to help prospective clients better understand the various aspects of commercial real estate bridge loans.
For more information about commercial real estate loans, you can contact Winston Rowe & Associates at 248-246-2243 or visit them online at http://www.winstonrowe.com
Commercial bridge loans act as a medium by serving the business conduit the gap between current financial obligations and securing an enduring source of financing, which can be at any later date.
These loans are generally meant for short period of time and the sole aim of this loan is to Bridge the financial gap between an investment and earning. Bridge loans are often termed as gap financing or swing loans and interim loans due to its nature. The lender of a business loan or commercial bridge loans normally persists on terms of clarity for exit strategy. ‘Exit strategy' is the means by which a lender can expect to recuperate the sum total of the money he lent.
The absence of any assured exit strategy is sure to make you non eligible for bridging loans. These loans also carry higher rate of interest as compared to other common loans. The borrower who is seeking for the loan will have to pay a higher rate of interest. The rate may be somewhere from 12% to 18%.
Commercial Property Types Considered For Bridge Financing:
Motels
Hotels
Apartments
Mixed Use
Resorts
Nursing Homes
Senior Apartments
Assisted Living Facilities
Hospitals
Shopping Centers
Truck Stops
Office Buildings
Automobile Dealerships
C-Stores
Manufacturing Facilities
Winston Rowe & Associates has an excellent knowledge based resource for valuation and market analysis for commercial real estate located at:
http://www.winstonrowe.com/Free_Real_Estate_Resources.html
Winston Rowe & Associates has no upfront free commercial loans in the following states.
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin, Wyoming
For more information about commercial real estate loans, you can contact Winston Rowe & Associates at 248-246-2243 or visit them online at http://www.winstonrowe.com
Commercial bridge loans act as a medium by serving the business conduit the gap between current financial obligations and securing an enduring source of financing, which can be at any later date.
These loans are generally meant for short period of time and the sole aim of this loan is to Bridge the financial gap between an investment and earning. Bridge loans are often termed as gap financing or swing loans and interim loans due to its nature. The lender of a business loan or commercial bridge loans normally persists on terms of clarity for exit strategy. ‘Exit strategy' is the means by which a lender can expect to recuperate the sum total of the money he lent.
The absence of any assured exit strategy is sure to make you non eligible for bridging loans. These loans also carry higher rate of interest as compared to other common loans. The borrower who is seeking for the loan will have to pay a higher rate of interest. The rate may be somewhere from 12% to 18%.
Commercial Property Types Considered For Bridge Financing:
Motels
Hotels
Apartments
Mixed Use
Resorts
Nursing Homes
Senior Apartments
Assisted Living Facilities
Hospitals
Shopping Centers
Truck Stops
Office Buildings
Automobile Dealerships
C-Stores
Manufacturing Facilities
Winston Rowe & Associates has an excellent knowledge based resource for valuation and market analysis for commercial real estate located at:
http://www.winstonrowe.com/
Winston Rowe & Associates has no upfront free commercial loans in the following states.
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin, Wyoming
Anchored & Unanchored Shopping Center Financing No Advance Fees
In today's challenging global marketplace, clients require a committed professional loan intermediary who truly understands their needs. Savvy investors have been turning Winston Rowe & Associates to provide sound and valuable loan consulting and help manage their income property risks, without advance or upfront fees.
For more information about commercial real estate loans, you can contact Winston Rowe & Associates at 248-246-2243 or visit them online at http://www.winstonrowe.com
Why Winston Rowe & Associates, because many traditional banks and lenders only offer one or two loan programs with limited options. Borrowers often do not get the best financing solution or are constrained with terms that are inadequate because the lender is inflexible. Getting the "right" loan requires a lender with multiple program options and the willingness to be creative in its approach. With multiple alternatives available, Winston Rowe & Associates customizes each loan to meet the specific needs of the Borrower.
Winston Rowe & Associates has an excellent knowledge based resource for valuation and market analysis located at:
http://www.winstonrowe.com/Free_Real_Estate_Resources.html
Winston Rowe & Associates has no upfront free shopping center loans in the following states.
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin, Wyoming
For more information about commercial real estate loans, you can contact Winston Rowe & Associates at 248-246-2243 or visit them online at http://www.winstonrowe.com
Why Winston Rowe & Associates, because many traditional banks and lenders only offer one or two loan programs with limited options. Borrowers often do not get the best financing solution or are constrained with terms that are inadequate because the lender is inflexible. Getting the "right" loan requires a lender with multiple program options and the willingness to be creative in its approach. With multiple alternatives available, Winston Rowe & Associates customizes each loan to meet the specific needs of the Borrower.
Winston Rowe & Associates has an excellent knowledge based resource for valuation and market analysis located at:
http://www.winstonrowe.com/
Winston Rowe & Associates has no upfront free shopping center loans in the following states.
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin, Wyoming
Office Building Loan Programs Explained Winston Rowe & Associates
Structuring an office building loan is a complex and detailed process. Winston Rowe & Associates has prepared this article to detail the process that prospective clients should expect when obtaining office building financing as well as other types of commercial real estate loans.
Winston Rowe & Associates is a national commercial real estate finance firm specializing in all commercial real estate types without upfront fees.
For more information about commercial real estate loans, you can contact Winston Rowe & Associates at 248-246-2243 or visit them online at http://www.winstonrowe.com
An office building property is one that has multiple tenants where the primary purpose is to provide a workplace and working environment primarily for administrative and managerial workers. An office building can accommodate as little as one tenant or multiple tenants depending upon the size and building layout. The most common example of an office building would be a property with multiple floors and multiple tenants.
The number and type of tenants in the property can influence how these properties are underwritten. A property with multiple tenants with a long history of occupancy and sufficient remaining lease terms are generally considered a more favorable property than one with a single tenant. An exception to this however would be a single tenant property with a credit rated tenant. A credit rated tenant is generally a publicly traded company that has sufficient credit ratings on their publicly traded debt.
Structure:
Office building commercial loans are generally written with 5, 7, 10, 25 and 30 year terms with or without balloons. In general for a purchase a borrower will be expected to put down a minimum of 20% plus closing costs. We do offer office building commercial loans with as little as 10% down dependent upon the borrower occupying sufficient space in the building as a commercial tenant.
Paperwork:
For this type of loan expect to provide full documentation on the property to include the income and expense statements or property tax returns and property rent roll. If the loan is a refinance you would be expected to provide any available property third party work such as appraisals, environmental reports, title work, or copies of notes.
This type of loan can be taken in the name of the individual or the non person entity such as a corporation however the borrower or individuals that have ownership in the holding company would also be expected to personal guarantee the loan. As such anyone that is personally guaranteeing the loan would also be expected to provide personal tax returns, personal financial statements, and have eligible credit. If the loan size and property qualify it may be possible to do the loan non recourse with simply means that the borrowers do not have to personally guarantee the loan.
Winston Rowe & Associates has an excellent knowledge based resource for valuation and market analysis located at:
http://www.winstonrowe.com/Free_Real_Estate_Resources.html
Winston Rowe & Associates has no upfront free shopping center loans in the following states.
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin, Wyomin
Winston Rowe & Associates is a national commercial real estate finance firm specializing in all commercial real estate types without upfront fees.
For more information about commercial real estate loans, you can contact Winston Rowe & Associates at 248-246-2243 or visit them online at http://www.winstonrowe.com
An office building property is one that has multiple tenants where the primary purpose is to provide a workplace and working environment primarily for administrative and managerial workers. An office building can accommodate as little as one tenant or multiple tenants depending upon the size and building layout. The most common example of an office building would be a property with multiple floors and multiple tenants.
The number and type of tenants in the property can influence how these properties are underwritten. A property with multiple tenants with a long history of occupancy and sufficient remaining lease terms are generally considered a more favorable property than one with a single tenant. An exception to this however would be a single tenant property with a credit rated tenant. A credit rated tenant is generally a publicly traded company that has sufficient credit ratings on their publicly traded debt.
Structure:
Office building commercial loans are generally written with 5, 7, 10, 25 and 30 year terms with or without balloons. In general for a purchase a borrower will be expected to put down a minimum of 20% plus closing costs. We do offer office building commercial loans with as little as 10% down dependent upon the borrower occupying sufficient space in the building as a commercial tenant.
Paperwork:
For this type of loan expect to provide full documentation on the property to include the income and expense statements or property tax returns and property rent roll. If the loan is a refinance you would be expected to provide any available property third party work such as appraisals, environmental reports, title work, or copies of notes.
This type of loan can be taken in the name of the individual or the non person entity such as a corporation however the borrower or individuals that have ownership in the holding company would also be expected to personal guarantee the loan. As such anyone that is personally guaranteeing the loan would also be expected to provide personal tax returns, personal financial statements, and have eligible credit. If the loan size and property qualify it may be possible to do the loan non recourse with simply means that the borrowers do not have to personally guarantee the loan.
Winston Rowe & Associates has an excellent knowledge based resource for valuation and market analysis located at:
http://www.winstonrowe.com/
Winston Rowe & Associates has no upfront free shopping center loans in the following states.
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin, Wyomin
Investing In Office Buildings & Commercial Lenders No Upfront Fees
Winston Rowe & Associates, no upfront fee commercial finance firm has prepared this article about office building investing to provide prospective clients with an overview of the classes of buildings and important factors in structuring apartment building financing.
Savvy office building investors have been turning to Winston Rowe & Associates, a no upfront fee national commercial finance specialist. You can contact Winston Rowe & Associates at 248-246-2243 or visit them online at http://www.winstonrowe.com
When investing in office buildings, there are two different ways that people typically refer to the office space they way it was constructed, and or its class.
Although a building's class is far more important, you'll hear more conversation about how office buildings are constructed, specifically whether they are constructed as:
High-rise
Mid-rise
Low-rise
Garden office
These categories are based on structure. Your location determines how a building is categorized. For instance, if you are in Orlando, Florida, a high-rise structure may be 30 stories, but if you're in New York City, it would be 80 to 100 stories. Similarly, a mid-rise in Orlando would possibly be three or four stories, while a low-rise would be one or two stories.
If you’re looking for real estate properties for commercial investing or need background information on an asset? The following link will take you directly to the free commercial real estate and investing resources:
http://www.winstonrowe.com/Free_Real_Estate_Resources.html
When investing in office buildings, class is the more important distinction:
Class A
Class B
Class C
In this article, let's discuss Class A office buildings. Class A buildings are typically high-rises that were built in this building cycle. That means, from the last time cranes started operating in the area. In other words, the period of a few years ago when you can remember that there was no construction occurring. For possibly as many as four years, no significant building was happening. Then all of a sudden, cranes started working in the area again and you started seeing companies building all over the town again. That might last up to seven or eight years, before another period of inactivity occurred.
Depending on your location, you may be in that period of inactivity since the last building cycle, so you are still in the current building cycle. When these cranes go up, you are in the next building cycle. So, as of writing this article, in this current building cycle in Orlando, that means a Class A building must be just a few years old— less than seven years old, because that was the beginning of the last building cycle. The building cycle before that was about nine years ago, so your class B buildings were built in the previous building cycle.
Class A buildings must have all the amenities, most of the bells and whistles of the best building in town. If the best building in town has live security in the lobby, then your building can't be Class A, if it doesn't have live security in the lobby. Maybe it's not considered the best building in town, but if it is new and has the same amenities as the best building in town, and then it can be considered an "A" building. Some new two- and three-story buildings are not Class A buildings, even though they're referred to as such.
Everyone who constructs a new building calls it a Class A building but that's not always technically accurate. Class A doesn't just mean that it's new; it also means that it meets or exceeds the standard of other similar new buildings in that area.
Understanding the different classes in key, when investing in office buildings.
Their experienced and enthusiastic professional team has the expertise needed to make the office building loan process as easy as possible for their borrowers and without upfront fees.
Winston Rowe & Associates
31408 Harper Ave
Suite 147
Saint Clair Shores MI 48082
248-246-2243
Winston Rowe & Associates has no upfront free apartment building loans in the following states.
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin, Wyoming
Savvy office building investors have been turning to Winston Rowe & Associates, a no upfront fee national commercial finance specialist. You can contact Winston Rowe & Associates at 248-246-2243 or visit them online at http://www.winstonrowe.com
When investing in office buildings, there are two different ways that people typically refer to the office space they way it was constructed, and or its class.
Although a building's class is far more important, you'll hear more conversation about how office buildings are constructed, specifically whether they are constructed as:
High-rise
Mid-rise
Low-rise
Garden office
These categories are based on structure. Your location determines how a building is categorized. For instance, if you are in Orlando, Florida, a high-rise structure may be 30 stories, but if you're in New York City, it would be 80 to 100 stories. Similarly, a mid-rise in Orlando would possibly be three or four stories, while a low-rise would be one or two stories.
If you’re looking for real estate properties for commercial investing or need background information on an asset? The following link will take you directly to the free commercial real estate and investing resources:
http://www.winstonrowe.com/
When investing in office buildings, class is the more important distinction:
Class A
Class B
Class C
In this article, let's discuss Class A office buildings. Class A buildings are typically high-rises that were built in this building cycle. That means, from the last time cranes started operating in the area. In other words, the period of a few years ago when you can remember that there was no construction occurring. For possibly as many as four years, no significant building was happening. Then all of a sudden, cranes started working in the area again and you started seeing companies building all over the town again. That might last up to seven or eight years, before another period of inactivity occurred.
Depending on your location, you may be in that period of inactivity since the last building cycle, so you are still in the current building cycle. When these cranes go up, you are in the next building cycle. So, as of writing this article, in this current building cycle in Orlando, that means a Class A building must be just a few years old— less than seven years old, because that was the beginning of the last building cycle. The building cycle before that was about nine years ago, so your class B buildings were built in the previous building cycle.
Class A buildings must have all the amenities, most of the bells and whistles of the best building in town. If the best building in town has live security in the lobby, then your building can't be Class A, if it doesn't have live security in the lobby. Maybe it's not considered the best building in town, but if it is new and has the same amenities as the best building in town, and then it can be considered an "A" building. Some new two- and three-story buildings are not Class A buildings, even though they're referred to as such.
Everyone who constructs a new building calls it a Class A building but that's not always technically accurate. Class A doesn't just mean that it's new; it also means that it meets or exceeds the standard of other similar new buildings in that area.
Understanding the different classes in key, when investing in office buildings.
Their experienced and enthusiastic professional team has the expertise needed to make the office building loan process as easy as possible for their borrowers and without upfront fees.
Winston Rowe & Associates
31408 Harper Ave
Suite 147
Saint Clair Shores MI 48082
248-246-2243
Winston Rowe & Associates has no upfront free apartment building loans in the following states.
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin, Wyoming
How To Invest In Multifamily & Apartment Buildings - Winston Rowe & Associates
Winston Rowe & Associates has prepared this article to provide prospective clients with a strategic overview of the mechanics of investing in multifamily and apartment buildings. Winston Rowe & Associates is a national commercial real estate finance firm specializing in no advance fee loans.
For more information about apartment building investing you can go to http://www.winstonrowe.com or contact Winston Rowe & Associates directly at 248-246-2243.
Overview:
Rental property that has more than one family unit is considered multifamily property. From a duplex (two units), the smallest multifamily property, up from there to larger rental complexes easily consisting of hundreds of apartments.
The advantage of purchasing multifamily properties, not unlike all income property, is that it provides real estate investors with the ability to support debt from the income the property produces. Understood in real estate investing circles as "using other people's money", this idea is crucial to buying multifamily properties profitably and therefore must always be kept in mind because the success or failure of the investment depends on the income the property generates to meet debt service and other obligations required to keep the property.
Enough said. Let's look at three elements that contribute to this principal, and discuss why they are crucial to buying multifamily units profitably.
Obtaining Financing:
The key to buying any investment property is for you to establish a sound financing package. You want to obtain a loan that doesn't place excessive burdens on the property, or yourself. Also, given that lenders evaluate multifamily real estate based on income stream and generally structure a loan based on the property's financial strength as well as the investor's, bear in mind the significant role the principal of using other people's money plays in financing the investment.
When applying for a loan on a multifamily apartment, present lenders with clear and concise cash flow reports because you are more apt to obtain a favorable financing package when the property is represented fairly to the lender and the income and operating expenses are shown to be accurate.
Research & Market Analysis:
What tenants are willing to pay to occupy a unit in the apartment is the cornerstone of the investment. Therefore, it's incumbent upon real estate investors to understand local rental market trends for vacancies and rental rates when buying multifamily real estate property. Rental market trends are easy for investors to recognize, just watch the newspaper or drive around the community noting all rental properties that have vacancies. If you see few for rent ads or signs, or surmise that rents are increasing, it probably signals a shortage of rental units, and a favorable opportunity for you. On the other hand, when lots of rental signs start appearing and rents drop, it could spell trouble for multifamily real estate.
If you’re looking for real estate properties for commercial investing or need background information on an asset? The following link will take you directly to Winston Rowe & Associates Free commercial real estate and investing resources:
http://www.winstonrowe.com/Free_Real_Estate_Resources.html
The best time to own multifamily property, naturally, is when vacancy rates decrease and tenants are standing in line to rent an apartment. Apartment property owners can be more selective about the type of tenant they rent to and establish a positive direction for the complex, perhaps even increasing rents.
On the other hand, when tenants become scarce, owners might have to become less selective about tenants and perhaps lower the rents just to fill the units.Be sure not to neglect a rental market survey whenever you purchase multifamily property. It's always crucial to gauge the rents and vacancy rates.
Economic Conversion:
There might be money to be made in cases where the former property owners have let the property run down and rents had to be decreased to keep the units filled. If these rental properties are in a good area of town or in an area that is returning to a former higher quality, then the remodeling of a rundown apartment complex can be a profitable venture. Just make sure that you ascertain the cost for remodeling and understand what impact it will have on your income stream.
Pure window dressing for the sake of appearances only, unless it has a positive influence on occupancy levels or rents, is typically avoided by prudent real estate investors. So get a qualified contractor to give you a bid on remodeling. Otherwise, what you surmised as surface issues when you were buying the multifamily units could in fact be a costly can of worms.
In other words, look for an opportunity to upgrade the building and raise rents because it can contribute to a profit, just be sure that you know exactly what you're getting into.
Pros & Cons of Buying Multifamily Property:
The most obvious advantage of buying any income property is real estate investors can grow wealthy in the long run. Holding on to investment property and simply letting other people’s money payoff the debt, even if there is no immediate cash flow, is what drives people into real estate investing. Moreover, because multifamily properties serve a basic need in that they provide shelters to those who cannot afford or who do not choose to buy real estate, the downside risk to multifamily investing is limited.
The downside to owning rental property mostly concerns the management problems associated in dealing with tenants. Multifamily properties can be management intensive, and often the reason why investors who purchase rental property hire the services of a professional property management company to deal with the day-to-day issues of running the property. So you can choose to minimize this disadvantage if you care to.
The bottom line is straightforward. Multifamily property provides investors the opportunity to build wealth. Nonetheless, it's similar to investing in any other type of investment property, whether it's land or commercial real estate or apartments, it simply requires you to do it correctly, and with a careful eye on the elements discussed here. Here's to you and your real estate investing success
Winston Rowe & Associates success is measured by their clients' success, and their mission is to be your source for the most appropriate - and advantageous – apartment building financing solution that helps client achieve their goals.
Winston Rowe & Associates
31408 Harper Ave
Suite 147
Saint Clair Shores MI 48082
248-246-2243
Winston Rowe & Associates has no upfront free apartment building loans in the following states.
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin, Wyoming
For more information about apartment building investing you can go to http://www.winstonrowe.com or contact Winston Rowe & Associates directly at 248-246-2243.
Overview:
Rental property that has more than one family unit is considered multifamily property. From a duplex (two units), the smallest multifamily property, up from there to larger rental complexes easily consisting of hundreds of apartments.
The advantage of purchasing multifamily properties, not unlike all income property, is that it provides real estate investors with the ability to support debt from the income the property produces. Understood in real estate investing circles as "using other people's money", this idea is crucial to buying multifamily properties profitably and therefore must always be kept in mind because the success or failure of the investment depends on the income the property generates to meet debt service and other obligations required to keep the property.
Enough said. Let's look at three elements that contribute to this principal, and discuss why they are crucial to buying multifamily units profitably.
Obtaining Financing:
The key to buying any investment property is for you to establish a sound financing package. You want to obtain a loan that doesn't place excessive burdens on the property, or yourself. Also, given that lenders evaluate multifamily real estate based on income stream and generally structure a loan based on the property's financial strength as well as the investor's, bear in mind the significant role the principal of using other people's money plays in financing the investment.
When applying for a loan on a multifamily apartment, present lenders with clear and concise cash flow reports because you are more apt to obtain a favorable financing package when the property is represented fairly to the lender and the income and operating expenses are shown to be accurate.
Research & Market Analysis:
What tenants are willing to pay to occupy a unit in the apartment is the cornerstone of the investment. Therefore, it's incumbent upon real estate investors to understand local rental market trends for vacancies and rental rates when buying multifamily real estate property. Rental market trends are easy for investors to recognize, just watch the newspaper or drive around the community noting all rental properties that have vacancies. If you see few for rent ads or signs, or surmise that rents are increasing, it probably signals a shortage of rental units, and a favorable opportunity for you. On the other hand, when lots of rental signs start appearing and rents drop, it could spell trouble for multifamily real estate.
If you’re looking for real estate properties for commercial investing or need background information on an asset? The following link will take you directly to Winston Rowe & Associates Free commercial real estate and investing resources:
http://www.winstonrowe.com/
The best time to own multifamily property, naturally, is when vacancy rates decrease and tenants are standing in line to rent an apartment. Apartment property owners can be more selective about the type of tenant they rent to and establish a positive direction for the complex, perhaps even increasing rents.
On the other hand, when tenants become scarce, owners might have to become less selective about tenants and perhaps lower the rents just to fill the units.Be sure not to neglect a rental market survey whenever you purchase multifamily property. It's always crucial to gauge the rents and vacancy rates.
Economic Conversion:
There might be money to be made in cases where the former property owners have let the property run down and rents had to be decreased to keep the units filled. If these rental properties are in a good area of town or in an area that is returning to a former higher quality, then the remodeling of a rundown apartment complex can be a profitable venture. Just make sure that you ascertain the cost for remodeling and understand what impact it will have on your income stream.
Pure window dressing for the sake of appearances only, unless it has a positive influence on occupancy levels or rents, is typically avoided by prudent real estate investors. So get a qualified contractor to give you a bid on remodeling. Otherwise, what you surmised as surface issues when you were buying the multifamily units could in fact be a costly can of worms.
In other words, look for an opportunity to upgrade the building and raise rents because it can contribute to a profit, just be sure that you know exactly what you're getting into.
Pros & Cons of Buying Multifamily Property:
The most obvious advantage of buying any income property is real estate investors can grow wealthy in the long run. Holding on to investment property and simply letting other people’s money payoff the debt, even if there is no immediate cash flow, is what drives people into real estate investing. Moreover, because multifamily properties serve a basic need in that they provide shelters to those who cannot afford or who do not choose to buy real estate, the downside risk to multifamily investing is limited.
The downside to owning rental property mostly concerns the management problems associated in dealing with tenants. Multifamily properties can be management intensive, and often the reason why investors who purchase rental property hire the services of a professional property management company to deal with the day-to-day issues of running the property. So you can choose to minimize this disadvantage if you care to.
The bottom line is straightforward. Multifamily property provides investors the opportunity to build wealth. Nonetheless, it's similar to investing in any other type of investment property, whether it's land or commercial real estate or apartments, it simply requires you to do it correctly, and with a careful eye on the elements discussed here. Here's to you and your real estate investing success
Winston Rowe & Associates success is measured by their clients' success, and their mission is to be your source for the most appropriate - and advantageous – apartment building financing solution that helps client achieve their goals.
Winston Rowe & Associates
31408 Harper Ave
Suite 147
Saint Clair Shores MI 48082
248-246-2243
Winston Rowe & Associates has no upfront free apartment building loans in the following states.
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin, Wyoming
National Apartment Complex Financing & Building Refinancing No Advance Fees
Do you have current apartment complex financing with interest rates that do not start in the 4% range, or other commercial property loans with interest rates that do not start in the 5% range?
Winston Rowe & Associates can help. They are a national apartment building finance specialist that does not charge upfront or advance fees and most cases they can have your apartment complex funding in 30 days.
For more information about apartment building investing you can go to http://www.winstonrowe.com or contact Winston Rowe & Associates directly at 248-246-2243.
Winston Rowe & Associates finances all types of multifamily and apartment buildings with loan amounts from $500,000.00 to $500,000,000. nationwide. They have some of the most aggressive investor sources that can structure a customized apartment financing solution for clients, with the best terms possible.
Winston Rowe & Associates has financing solutions, for purchases, new construction, cash outs or refinancing. They also provide other types of multifamily financing, including mixed-use properties. If the property has a combination of apartments, offices or any other income producing type, Winston Rowe & Associates can help. They can structure your apartment building loan with a fixed rate or variable rate and amortize it over a long term.
Available Apartment Loan Programs:
Apartment complex loans with no upfront fees
Apartment loans are available on fixed and variable rate financing on 5 or more units
Apartment loan size varies from $500,000 to $500,000,000.
Apartment financing LTV/CLTV permitted up to 80%
Apartment financing is available nationwide
Apartment loan rate fixed terms: 3-30 years
Apartment loan closing as soon as 30 days with complete submission
Apartment debt coverage ratio: 1.05 to 1.25
Cash-out available on some apartment loans
If you’re looking for real estate properties for commercial investing or need background information on an asset? The following link will take you directly to Winston Rowe & Associates free commercial real estate and investing resources:
http://www.winstonrowe.com/Free_Real_Estate_Resources.html
Winston Rowe & Associates has an experienced and enthusiastic professional team with the expertise needed to make the apartment complex lending process as easy as possible for their borrowers and without upfront fees.
Winston Rowe & Associates
31408 Harper Ave
Suite 147
Saint Clair Shores MI 48082
248-246-2243
Winston Rowe & Associates has no upfront free apartment building loans in the following states.
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin, Wyoming
Winston Rowe & Associates can help. They are a national apartment building finance specialist that does not charge upfront or advance fees and most cases they can have your apartment complex funding in 30 days.
For more information about apartment building investing you can go to http://www.winstonrowe.com or contact Winston Rowe & Associates directly at 248-246-2243.
Winston Rowe & Associates finances all types of multifamily and apartment buildings with loan amounts from $500,000.00 to $500,000,000. nationwide. They have some of the most aggressive investor sources that can structure a customized apartment financing solution for clients, with the best terms possible.
Winston Rowe & Associates has financing solutions, for purchases, new construction, cash outs or refinancing. They also provide other types of multifamily financing, including mixed-use properties. If the property has a combination of apartments, offices or any other income producing type, Winston Rowe & Associates can help. They can structure your apartment building loan with a fixed rate or variable rate and amortize it over a long term.
Available Apartment Loan Programs:
Apartment complex loans with no upfront fees
Apartment loans are available on fixed and variable rate financing on 5 or more units
Apartment loan size varies from $500,000 to $500,000,000.
Apartment financing LTV/CLTV permitted up to 80%
Apartment financing is available nationwide
Apartment loan rate fixed terms: 3-30 years
Apartment loan closing as soon as 30 days with complete submission
Apartment debt coverage ratio: 1.05 to 1.25
Cash-out available on some apartment loans
If you’re looking for real estate properties for commercial investing or need background information on an asset? The following link will take you directly to Winston Rowe & Associates free commercial real estate and investing resources:
http://www.winstonrowe.com/
Winston Rowe & Associates has an experienced and enthusiastic professional team with the expertise needed to make the apartment complex lending process as easy as possible for their borrowers and without upfront fees.
Winston Rowe & Associates
31408 Harper Ave
Suite 147
Saint Clair Shores MI 48082
248-246-2243
Winston Rowe & Associates has no upfront free apartment building loans in the following states.
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin, Wyoming
National Commercial Real Estate Lenders, Loans – No Upfront Fees
Winston Rowe & Associates a national commercial real estate lending firm specializing in no advance or upfront fee financing solutions, which can fund within 30 days.
Winston Rowe & Associates finances all types of commercial property with loan amounts ranging from $500,000.00 to $500,000,000. nationwide. They have some of the best service and most aggressive investor sources in the business.
For more information about commercial real estate investing you can go to http://www.winstonrowe.com or contact Winston Rowe & Associates directly at 248-246-2243.
National commercial real estate loans from Winston Rowe & Associates can be obtained for purchases or refinance of a wide variety of business properties, including:
Apartments
Senior Living
Assisted Living Facilities
Self Storage Facilities
Shopping Centers
Industrial Buildings,
Hotels
Restaurants and Fast Food Outlets
Parking Garages
Car Washes
General Industrial Properties (including warehouses and factory units)
If you’re looking for real estate properties for commercial investing or need background information on an asset? The following link will take you directly to Winston Rowe & Associates free commercial real estate and investing resources:
http://www.winstonrowe.com/Free_Real_Estate_Resources.html
Winston Rowe & Associates has an experienced and enthusiastic professional team with the expertise needed to make the commercial lending process as easy as possible for their borrowers and without upfront fees or time delays.
Winston Rowe & Associates
31408 Harper Ave
Suite 147
Saint Clair Shores MI 48082
248-246-2243
Winston Rowe & Associates has no upfront free commercial property loans in the following states.
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin, Wyoming
Winston Rowe & Associates finances all types of commercial property with loan amounts ranging from $500,000.00 to $500,000,000. nationwide. They have some of the best service and most aggressive investor sources in the business.
For more information about commercial real estate investing you can go to http://www.winstonrowe.com or contact Winston Rowe & Associates directly at 248-246-2243.
National commercial real estate loans from Winston Rowe & Associates can be obtained for purchases or refinance of a wide variety of business properties, including:
Apartments
Senior Living
Assisted Living Facilities
Self Storage Facilities
Shopping Centers
Industrial Buildings,
Hotels
Restaurants and Fast Food Outlets
Parking Garages
Car Washes
General Industrial Properties (including warehouses and factory units)
If you’re looking for real estate properties for commercial investing or need background information on an asset? The following link will take you directly to Winston Rowe & Associates free commercial real estate and investing resources:
http://www.winstonrowe.com/
Winston Rowe & Associates has an experienced and enthusiastic professional team with the expertise needed to make the commercial lending process as easy as possible for their borrowers and without upfront fees or time delays.
Winston Rowe & Associates
31408 Harper Ave
Suite 147
Saint Clair Shores MI 48082
248-246-2243
Winston Rowe & Associates has no upfront free commercial property loans in the following states.
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin, Wyoming
National Commercial Bridge & Hard Money Lenders, Loans – No Upfront Fees
Winston Rowe & Associates provides first position bridge loans on a wide array of asset classes and property types, nationwide. Their bridge loan program focuses on providing short term bridge capital to value added and opportunistic commercial real estate deals, without time delays and upfront or advance fees.
Winston Rowe & Associates understands that in this business very few funding requests will fit neatly in a box and therefore they look forward to working with prospective clients to help them identify a unique deal structure that can benefit from Winston Rowe & Associates bridge loan programs.
Feel free to contact Winston Rowe & Associates to discuss your bridge loan needs at 2458-246-2243 or visit them on line at http://www.winstonrowe.com
When working with prospective clients Winston Rowe & Associates always looks for a feasible “exit strategy” to be certain that their prospective clients have a plan to retire the bridge loan through selling or refinancing into low cost long term financing. Winston Rowe & Associates hard money bridge loan terms are typically 12-24 months, with loan to values maximizing at 60%.
Property Types Considered For Purchase & Refinance Bridge Loans:
Hotels
Apartments
Mixed Use
Resorts
Nursing Homes
Senior Apartments
Assisted Living Facilities
Hospitals
Shopping Centers
Office Buildings
The following link will take you directly to Winston Rowe & Associates free commercial real estate and investing resources:
http://www.winstonrowe.com/Free_Real_Estate_Resources.html
Winston Rowe & Associates has an experienced and enthusiastic professional team with the expertise needed to make the commercial lending process as easy as possible for their borrowers and without upfront fees or time delays.
Winston Rowe & Associates
31408 Harper Ave
Suite 147
Saint Clair Shores MI 48082
248-246-2243
Winston Rowe & Associates has no upfront free hard money bridge loans in the following states.
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin, Wyoming
Winston Rowe & Associates understands that in this business very few funding requests will fit neatly in a box and therefore they look forward to working with prospective clients to help them identify a unique deal structure that can benefit from Winston Rowe & Associates bridge loan programs.
Feel free to contact Winston Rowe & Associates to discuss your bridge loan needs at 2458-246-2243 or visit them on line at http://www.winstonrowe.com
When working with prospective clients Winston Rowe & Associates always looks for a feasible “exit strategy” to be certain that their prospective clients have a plan to retire the bridge loan through selling or refinancing into low cost long term financing. Winston Rowe & Associates hard money bridge loan terms are typically 12-24 months, with loan to values maximizing at 60%.
Property Types Considered For Purchase & Refinance Bridge Loans:
Hotels
Apartments
Mixed Use
Resorts
Nursing Homes
Senior Apartments
Assisted Living Facilities
Hospitals
Shopping Centers
Office Buildings
The following link will take you directly to Winston Rowe & Associates free commercial real estate and investing resources:
http://www.winstonrowe.com/
Winston Rowe & Associates has an experienced and enthusiastic professional team with the expertise needed to make the commercial lending process as easy as possible for their borrowers and without upfront fees or time delays.
Winston Rowe & Associates
31408 Harper Ave
Suite 147
Saint Clair Shores MI 48082
248-246-2243
Winston Rowe & Associates has no upfront free hard money bridge loans in the following states.
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin, Wyoming
National Assisted Living Facility (ALF) & Senior Apartment Financing – No Upfront Fees
Winston Rowe & Associates takes the complexities out of the financing process for Assisted Living Facilities (ALF) and Senior Housing. They do things a little differently; they do not charge upfront or advance fees.
They utilize a private banking advisory approach to provide financing for healthcare real estate that include assisted living facilities, CCRC, independent care facilities, skilled nursing facilities, medical office buildings, surgery centers, not-for-profit hospitals, and proprietary hospitals.
Feel free to contact Winston Rowe & Associates to discuss your healthcare real estate financing needs at 248-246-2243 or visit them on line at http://www.winstonrowe.com
Winston Rowe & Associates has an experienced and enthusiastic professional team with the expertise needed to make the commercial lending process as easy as possible for their borrowers and without upfront fees or time delays.
Winston Rowe & Associates
31408 Harper Ave
Suite 147
Saint Clair Shores MI 48082
248-246-2243
The following link will take you directly to Winston Rowe & Associates free commercial real estate and investing resources:
http://www.winstonrowe.com/Free_Real_Estate_Resources.html
Winston Rowe & Associates has no upfront free hard money bridge loans in the following states.
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin, Wyoming
They utilize a private banking advisory approach to provide financing for healthcare real estate that include assisted living facilities, CCRC, independent care facilities, skilled nursing facilities, medical office buildings, surgery centers, not-for-profit hospitals, and proprietary hospitals.
Feel free to contact Winston Rowe & Associates to discuss your healthcare real estate financing needs at 248-246-2243 or visit them on line at http://www.winstonrowe.com
Winston Rowe & Associates has an experienced and enthusiastic professional team with the expertise needed to make the commercial lending process as easy as possible for their borrowers and without upfront fees or time delays.
Winston Rowe & Associates
31408 Harper Ave
Suite 147
Saint Clair Shores MI 48082
248-246-2243
The following link will take you directly to Winston Rowe & Associates free commercial real estate and investing resources:
http://www.winstonrowe.com/
Winston Rowe & Associates has no upfront free hard money bridge loans in the following states.
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin, Wyoming
National Apartment Building & Commercial Real Estate Investing – No Upfront Fees
Winston Rowe & Associates is a national industry leader in funding apartment loans, student housing loans, mobile home park loans and senior housing loans ranging from $500,000 to $500,000,000. They utilize a private banking approach, managing each transaction to help maximize the opportunities available to each client.
They love apartment loans and love to come up with WIN-WIN solutions for their clients, whether it is an apartment loan, NNN Commercial Loans or hard money loans. They have some of the best service in the business and are easy to work with.
Feel free to contact Winston Rowe & Associates to discuss your apartment building financing needs at 248-246-2243 or visit them on line at http://www.winstonrowe.com
Winston Rowe & Associates has financing solutions, for purchases, new construction, cash outs or refinancing. They also provide other types of multifamily financing, including mixed-use properties. If the property has a combination of apartments, offices or any other income producing type, Winston Rowe & Associates can help. They can structure your apartment building loan with a fixed rate or variable rate and amortize it over a long term.
National Apartment Loan Programs:
Apartment complex loans with no upfront fees
Apartment loans are available on fixed and variable rate financing on 5 or more units
Apartment loan size varies from $500,000 to $500,000,000.
Apartment financing LTV/CLTV permitted up to 80%
Apartment financing is available nationwide
Apartment loan rate fixed terms: 3-30 years
Apartment loan closing as soon as 45-days with complete submission
Apartment debt coverage ratio: 1.05 to 1.25
Cash-out available on some apartment loans
The following link will take you directly to Winston Rowe & Associates free commercial real estate and investing resources:
http://www.winstonrowe.com/Free_Real_Estate_Resources.html
Winston Rowe & Associates has an experienced and enthusiastic professional team with the expertise needed to make the apartment complex lending process as easy as possible for their borrowers and without upfront fees.
Winston Rowe & Associates
31408 Harper Ave
Suite 147
Saint Clair Shores MI 48082
248-246-2243
Winston Rowe & Associates has no upfront free apartment building loans in the following states.
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin, Wyoming
They love apartment loans and love to come up with WIN-WIN solutions for their clients, whether it is an apartment loan, NNN Commercial Loans or hard money loans. They have some of the best service in the business and are easy to work with.
Feel free to contact Winston Rowe & Associates to discuss your apartment building financing needs at 248-246-2243 or visit them on line at http://www.winstonrowe.com
Winston Rowe & Associates has financing solutions, for purchases, new construction, cash outs or refinancing. They also provide other types of multifamily financing, including mixed-use properties. If the property has a combination of apartments, offices or any other income producing type, Winston Rowe & Associates can help. They can structure your apartment building loan with a fixed rate or variable rate and amortize it over a long term.
National Apartment Loan Programs:
Apartment complex loans with no upfront fees
Apartment loans are available on fixed and variable rate financing on 5 or more units
Apartment loan size varies from $500,000 to $500,000,000.
Apartment financing LTV/CLTV permitted up to 80%
Apartment financing is available nationwide
Apartment loan rate fixed terms: 3-30 years
Apartment loan closing as soon as 45-days with complete submission
Apartment debt coverage ratio: 1.05 to 1.25
Cash-out available on some apartment loans
The following link will take you directly to Winston Rowe & Associates free commercial real estate and investing resources:
http://www.winstonrowe.com/
Winston Rowe & Associates has an experienced and enthusiastic professional team with the expertise needed to make the apartment complex lending process as easy as possible for their borrowers and without upfront fees.
Winston Rowe & Associates
31408 Harper Ave
Suite 147
Saint Clair Shores MI 48082
248-246-2243
Winston Rowe & Associates has no upfront free apartment building loans in the following states.
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin, Wyoming
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