Commercial Real Estate Lenders No Fees Upfront Commercial Finance

Winston Rowe & Associates has the ability to respond to the needs of the commercial real estate industry rests on their history of understanding the rapidly changing economic climate.

You can contact Winston Rowe & Associates at 248-246-2243 or visit their website at http://www.winstonrowe.com

Through their efficient, end-to-end commercial real estate financing solutions they provide mortgage capital to owners of quality commercial property who maintain a strong business plan. With flexibility and speed of execution, they are able to offer a broad range of financing capabilities, with no upfront fees.

Winston Rowe & Associates Financing Capabilities:

No Upfront Fees
Loan starting at Two Million Dollars with no limit
Nationwide
All commercial property types considered
Close in as little as 30 days with complete submission

Commercial Investor Free Resources:

http://www.winstonrowe.com/Free_Real_Estate_Resources.html

Winston Rowe & Associates is on the forefront of the commercial financing industry; they have loans for cash out to provide equity for commercial real estate purchases, refinances or the repositioning of portfolios and bank cram down loans, with no upfront fees.

Request a Phone Call or Apply Now:

http://www.winstonrowe.com/On_Line_Intake_Form.html

Winston Rowe & Associates
31408 Harper Ave
Suite 147
Saint Clair Shores MI 48082
248-246-2243

Winston Rowe & Associates has no upfront fee private money loan programs in the following states.

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine,  Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee,   Texas, Utah, Vermont, Virginia,   Washington, Washington DC, West Virginia, Wisconsin, Wyoming

Commercial Mortgages Shopping Malls No Upfront Fees

Winston Rowe & Associates provides commercial mortgages for shopping centers nationwide with no upfront fees. They have very competitive permanent loans, fast funded private money loans, equity and structured commercial portfolio repositioning.

If you need your shopping mall or commercial real estate mortgage closed fast, then contact Winston Rowe & Associates at 248-246-2243 or visit their website at http://www.winstonrowe.com
As a boutique commercial real estate consultant, providing mortgage banking services  with a core focus on commercial mortgage loans over $2 million, with a diverse product mix, an innovative commercial lending platform.

If your project meets the criteria below, they can help you find competitive shopping center financing.

Shopping Center Financing from $2 Million Dollars
Competitive Loan Rates and Terms  
Long Term Financing Solutions  
Shopping Center Loan for Purchases, Refinancing and Bank Cram Downs
United States Only
No Upfront Fees

They always welcome borrowers with income or credit issues.

Winston Rowe & Associates
31408 Harper Ave
Suite 147
Saint Clair Shores MI 48082
248-246-2243

Winston Rowe & Associates also provides hard money loans in the following states, with no upfront fees.

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine,  Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee,   Texas, Utah, Vermont, Virginia,   Washington, Washington DC, West Virginia, Wisconsin, Wyoming

No Upfront Fee - Commercial Apartment - Loans - Lenders – Mortgages

Winston Rowe & Associates are experts in multi-family and apartment building lending. Whether you are looking to finance a small apartment building, a complex with hundreds of units, or a co-operative looking for an underlying mortgage, they can help you find the optimal financing solution to meet your commercial multifamily financing needs.

You can contact Winston Rowe & Associates to discuss your commercial real estate financing needs at 248-246-2243 or visit them on line at http://www.winstonrowe.com

Winston Rowe & Associates has access to multiple capital sources, including: Fannie Mae, Freddie Mac, HUD, numerous local and national banks, Wall Street conduit lenders, Agency lenders, credit unions and insurance companies. They will entertain loan requests of all sizes, beginning at $500,000.

Winston Rowe & Associates Loan Program Benefits:

No upfront application fees
National coverage
Loan amounts from $500,000. to $500,000,000.
Simplified application process
Financing up to 85% LTV
Terms and amortizations up to 30 years
Long term fixed rates
Loans for purchase and refinance, including cash-out
30 Day Funding With Complete Submissions

Winston Rowe & Associates also has an excellent knowledge based free resource for commercial real estate and investing, located at:

http://www.winstonrowe.com/Free_Real_Estate_Resources.html

Winston Rowe & Associates has an experienced and enthusiastic professional team with the expertise needed to make the lending process as easy as possible for their borrowers and without upfront fees.

Winston Rowe & Associates
31408 Harper Ave
Suite 147
Saint Clair Shores MI 48082
248-246-2243

Winston Rowe & Associates has no upfront free apartment complex loans in the following states.

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine,  Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee,   Texas, Utah, Vermont, Virginia,   Washington, Washington DC, West Virginia, Wisconsin, Wyoming

Winston Rowe & Associates National Commercial Loans No Advance Fees: No Upfront Fee National Apartment Building Financing Direct Lenders

Winston Rowe & Associates National Commercial Loans No Advance Fees: No Upfront Fee National Apartment Building Financing Direct Lenders

http://www.winstonrowe.com/

http://www.prlog.org/11841008-no-upfront-fee-national-apartment-building-financing-direct-lenders.html

http://winstonroweandassociates.blogspot.com/2012/04/no-upfront-fee-national-apartment.html

No Upfront Fee National Apartment Building Financing Direct Lenders

Winston Rowe & Associates a no upfront fee national apartment finance firm has the expertise that apartment investors and owners need to purchase, build, or refinance an apartment building.

If you need more information about apartment financing you can contact Winston Rowe & Associates directly at 248-246-2243 or visit them on line at http://www.winstonrowe.com

Winston Rowe & Associates apartment building loans are offered at competitive rates, so owners and investors can spend less on interest and fees and turn an even bigger profit from their investment in an apartment building or complex.

They have flexible loan terms and payment schedules available to fit the needs of any owner or investor, whether the funding is used on the purchase of an existing building, the construction of a new building, or the renovation of an existing structure. Refinancing loans are available to save current owners money on their mortgage loan payments.

Winston Rowe & Associates has an excellent knowledge based investor resource for commercial real estate valuation and market analysis located at:

http://www.winstonrowe.com/Free_Real_Estate_Resources.html

Capital Deployment Overview:

Loan Amounts from $1,000,000. to $500,000,000
No Upfront or Advance Fees
Nationwide
Purchase 80% LTV
Refinance 70% LTV
Construction 65% LTV
Minimum FICO 680 to Qualify
Close in 30 Days With Complete Submission

Winston Rowe & Associates has a core focus on building long-term relationships, delivering exceptional and individualized customer service, and positioning loan products that best achieve their client’s goals. Their preemptive problem-solving approach is perfect for clients with credit and time sensitive issues.

For more information about Winston Rowe & Associates apartment building loan programs, go to:

http://www.winstonrowe.com/Apartment_Building_Loans.html

Winston Rowe & Associates
31408 Harper Ave
Suite 147
Saint Clair Shores MI 48082
248-246-2243

Winston Rowe & Associates has no upfront free commercial loans in the following states.

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine,  Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee,   Texas, Utah, Vermont, Virginia,   Washington, Washington DC, West Virginia, Wisconsin, Wyoming

Winston Rowe & Associates National Commercial Loans No Advance Fees: Winston Rowe & Associates National Commercial Loans No Advance Fees: New Home Construction Loans 3.375% Fixed Nationwide Winston Rowe & Associates

Winston Rowe & Associates National Commercial Loans No Advance Fees: Winston Rowe & Associates National Commercial Loans No Advance Fees: New Home Construction Loans 3.375% Fixed Nationwide Winston Rowe & Associates

http://www.winstonrowe.com/

Winston Rowe & Associates National Commercial Loans No Advance Fees: New Home Construction Loans 3.375% Fixed Nationwide Winston Rowe & Associates

Winston Rowe & Associates National Commercial Loans No Advance Fees: New Home Construction Loans 3.375% Fixed Nationwide Winston Rowe & Associates

http://www.prlog.org/11840556-new-home-construction-loans-3375-fixed-nationwide-winston-rowe-associates.html

New Home Construction Loans 3.375% Fixed Nationwide Winston Rowe & Associates

Winston Rowe & Associates has the most competitive new and second home construction loans in the nation with rates starting at 3.375% fixed interest only.

If you would like to speak with a residential construction specialist you can contact Winston Rowe & Associates at 248-246-2243 or visit them on line at http://www.winstonrowe.com

Winston Rowe & Associates has a core focus on building long-term relationships, delivering exceptional and individualized customer service, and positioning loan products that best achieve their client’s goals.

The home construction loan guidelines include:

3.375% fixed interest only during the project
Loan to Value: 80% to $1 M, 75% LTV to $1.5M, 70% to $2M & 60% to $3M to $25M
California reduce those terms by 5% LTV
Loan owned for 1 year or more we lend off future appraised value
Land owned for less than 1 year financing is off the cost of the project and the land.
720 FICO needed to get up to 80% LTV.
680 minimum FICO score needed to qualify

Construction loans can fund in 30 days or less with a complete loan file. Please see the following list of the required supporting documents which need to be signed and dated by the applicant where necessary.

Loan Application (1003 & 1008)
HUD 1 Document For Purchased Land
PDF of Building Plans
Cost Breakdown (Excel Format)
Builder Contract
Builders Articles of Incorporation
Builders General Contractors License
2 Months Bank statements and
Asset statements (all liquid cash)
2009 and 2010 Taxes
2009 and 2010 W-2
Two Months of Recent Paystubs
Tri Merge Credit Report

Winston Rowe & Associates assists clients throughout the entire home construction process.

Winston Rowe & Associates
31408 Harper Ave
Suite 147
Saint Clair Shores MI 48082
248-246-2243

Winston Rowe & Associates has new and second home and construction loans as well as no upfront free commercial loans in the following states.

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine,  Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia,   Washington, Washington DC, West Virginia, Wisconsin, Wyoming

No Upfront Fee Loans Commercial Loan Check List

Winston Rowe & Associates has prepared this article to provide general guidance as it pertains to commercial mortgage applicants supporting documentation checklist for apartment buildings, office buildings, shopping center and hospitality.

To speak with a commercial real estate finance specialist you can contact Winston Rowe & Associates directly at 248-246-2243 or visit them on line at http://www.winstonrowe.com

General Supporting Documentation Used For Commercial Loans:
3 most recent years tax returns, personal and business
Extensions for any filings
3 months most recent bank statements, personal and business
Personal financial statements updated within last 60 days
Year-to-date business operating statements-
Year end business operating statements if business tax returns are on extension
Personal resume
Property management resume, or letter of credentials
Letter of explanation for any derogatory credit, including: slow pays charge-offs liens, judgments, child support, etc.
Schedule of real estate holdings
Subject property rent roll
Subject property leases
Subject property income and expense statements, including year end and year-to-date
Commercial Mortgage Loan Purchase Documentation
Valid purchase contract
Selling agent or individual contact information
Verification of escrows
Property insurance information
Title policy
Survey
Property insurance information

Winston Rowe & Associates has a core focus on building long-term relationships, delivering exceptional and individualized customer service, and positioning loan products that best achieve their client’s goals. Their preemptive problem-solving approach is perfect for clients with credit and time sensitive issues.

Winston Rowe & Associates has an excellent knowledge based investor resource for commercial real estate valuation and market analysis located at:

http://www.winstonrowe.com/Free_Real_Estate_Resources.html

Winston Rowe & Associates
31408 Harper Ave
Suite 147
Saint Clair Shores MI 48082
248-246-2243
processing@winstonrowe.com


Winston Rowe & Associates has no upfront free commercial loans in the following states.

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine,  Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia,   Washington, Washington DC, West Virginia, Wisconsin, Wyoming

Winston Rowe & Associates Apartment Buying Tips

Winston Rowe & Associates understands that investing in an apartment building is a serious matter and requires a lot of time, knowledge of the minutest details and other property implications to decide on the best possible deal.

To speak with an apartment building specialist you can contact Winston Rowe & Associates directly at 248-246-2243 or visit them on line at http://www.winstonrowe.com

Facilities Costs:
There are several things to consider when buying an apartment building; of these utilities is a particularly important part. For example, if the apartments do not have individual electric meters then you may have to pay all the electricity bills which is not an ideal scenario when renting out a place. In this case, if you do not want to install electric meters. You may include the electricity charges in the rent itself and therefore charge a higher amount. Of course if the people kept on rent realize that they are not specifically being asked to pay for the electricity used then they may simply misuse or overuse it deliberately or even unconsciously. And this can cause your electricity bills to be particularly high and therefore can result in reduced financial results in some months.

Quality and Location:
The apartments also have to measured before buying an apartment building. There are less takers for very small apartments. Also, the number of rooms in an apartment may determine the odds of getting new tenants. Typically, the higher the number of rooms, the more are the chances of successfully renting it out. The location of the apartment building has to be taken into account as well. If it's located nearer to important structures such as schools, hospitals, businesses or public transport points, then the apartments will become much more appealing.

Market Research and Financial Analysis:
Winston Rowe & Associates has an excellent knowledge based investor resource for commercial real estate valuation and market analysis located at:

http://www.winstonrowe.com/Free_Real_Estate_Resources.html

The next step is to look for properties which fit your requirements. You don't need to employ a broker to do your negotiations; you can call up the landlord himself. Tact is necessary in this case and also an explanation as to your own identity and intentions. If the landlord refuses you can give him your contact numbers. A lot of investors buy from owners who change their minds. If however, the owner is interested, ask for the rent rolls and other financial and operational details of the place (as your offer will be based on that). Reports on total income for past year also have to be looked through. You can then make an offer as you see fit.

Financing Options:
Winston Rowe & Associates has a core focus on building long-term relationships, delivering exceptional and individualized customer service, and positioning loan products that best achieve their client’s goals. Their preemptive problem-solving approach is perfect for clients with credit and time sensitive issues.

Winston Rowe & Associates
31408 Harper Ave
Suite 147
Saint Clair Shores MI 48082
248-246-2243
processing@winstonrowe.com


Winston Rowe & Associates has no upfront free commercial loans in the following states.

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine,  Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee,   Texas, Utah, Vermont, Virginia,   Washington, Washington DC, West Virginia, Wisconsin, Wyoming